no personal comments to add at this time.... just the website bit Success secret number ten: dedicate yourself to serving others. Your rewards in life will always be in direct proportion to your service to other people. All self-made millionaires have an obsession with customer service. They think about their customers all the time. They are continually looking for new and better ways to serve their customers better than anyone else. Keep asking yourself these questions: “What do my customers really want? What do my customers really need? What do my customers consider value? What is it that I can give my customers better than anyone else? Why is it that my customers are buying from my competitors? And what would I have to offer them to get them to buy from me instead?” Here is one of the most important rules for success: it says your success in life will be in direct proportion to what you do after you do what you are expected to do. Always look for opportunities to do more than you are paid for. Always go the extra mile for your customers. Remember, there are never any traffic jams on the extra mile. Here is the question that you need to ask and answer every single day: what can I do to increase the value of my services to my customers today? Continually look for ways to add value to what you do and to the people who depend on you every single day. One small improvement in the way you serve your customers can be a major reason for your financial success. Never stop looking for those little ways to serve your customers better |
Sunday, June 6, 2010
21millionairesecrets.com-#10
Wednesday, June 2, 2010
TIP 9 - 21 MILLIONAIRESECRETS.COM
Success secret number nine:
learn every detail of your business.
The market only pays excellent rewards for excellent performance. It pays average rewards for average performance, and below average rewards, failure, and frustration for below average performance.
Your job is to become an expert in your chosen field by learning every single detail about how to do it better and better. Read all the magazines in your field. Read and study the latest books. Attend the courses and seminars given by experts in your field. Join your industry or trade association. Attend every meeting, and get involved with the other top people in your field.
The law of integrated complexity says that the individual who can integrate and use the greatest amount of information in any field soon rises to the top of that field. For example, if you're in sales, you should become an aggressive, lifelong student of the selling process. The top 20% of salespeople earn on average 16 times the income of the average of the bottom 80% of salespeople. The top 10% of salespeople earn even more. If you're in management, resolve to become an outstanding professional manager.
If you're starting in building your own business, study entrepreneurial tactics and strategies and apply new ideas every single day.
Set a goal for yourself to become the very best in your business or profession. One small detail, one small insight or idea can be the turning point in your career.
Never stop looking for it.
Monday, May 31, 2010
save 10 percent
Success secret number eight:
pay yourself first.
Save and invest 10% of your income throughout your working life.
Take 10% of your income off the top of your paycheck each time you receive it and put it away into a special account for financial accumulation.
If you just saved 100 dollars per month throughout your working lifetime and you invested that money in an average mutual fund that grew at 10% per annum, you would accumulate a fortune of more than one million dollars by the time you retire. What this means is that anyone, even a minimum wage earner, if they start early enough and save long enough, can become a millionaire in the course of time.
It was once said that if you cannot save money, then the seeds of greatness are not in you. Developing the lifelong habit of saving and investing your money is not easy. It requires tremendous determination and willpower. You have to set it as a goal. Write it down. Make a plan. Work on it all the time. But once it locks in and becomes automatic, your financial success is virtually guaranteed.
Practice frugality, frugality, frugality in all things. Be very careful with every penny. Question every expenditure. Delay or defer every important buying decision for at least a week, if not a month. The longer you put off making a buying decision, the better will be your decision, and the better a price you will get at that time.
The major reason that people retire poor is because of impluse purchases. They see something and they buy it, with very little thought. They become victims of what is called Parkinson's law. This law says that expenses rise to meet income. No matter how much you earn, you spend that much and a little bit more besides. You never get ahead and you never get out of debt if you fall prey to Parkinson's law.
But this is not for you. If you cannot save 10% of your income, start today by saving 1% of your income in the special savings and investment account. Put it away at the beginning of each month, even before you begin paying your debts. Learn to live on the other 99% of your income. As you become comfortable living on 99% of your income, raise your savings level to 2% of your income, then 3% and 4% and so on. Within one year, you'll find yourself saving 10% and maybe even 15% or 20% of your income and living comfortably on the balance. At the same time, your savings and investment account will start to grow. You'll start to become more careful about your expenditures and you'll start paying off your debts. Within a year or two, your entire financial life will be under your control and you'll be on your way to becoming a self-made millionaire.
This process has worked for everyone who has ever tried it
and it will work for you.
Sunday, May 30, 2010
real estate blog 7
Success secret number seven:
dedicate yourself to lifelong learning.
The fact is that you have more brains, more ability, and more intelligence than you could ever use if you were to work on developing yourself for the rest of your life. You are far smarter than you can ever imagine.
There is no obstacle that you cannot overcome, no problem that you cannot solve, and no goal that you cannot achieve by applying your mind to your situation. But your mind is like a muscle; it only develops with use. Just as you have to strain your physical muscles to build them, you have to work your mental muscles to build your mind as well. The good news is that the more you learn, the more you can learn. Just like the more you play a sport, the better you get at the sport. The more you dedicate yourself to lifelong learning, the easier and faster it is for you to learn even more.
Leaders are learners. Continuous learning is the key to the 21st century. Lifelong learning is the minimum requirement for success in your field, or in any field. Make a decision today that you are going to become a student of your craft and that you are going to continue learning and becoming better for the rest of your life.
There are several keys to lifelong learning.
The first key is that you get up and you read in your field for 30 to 60 minutes each day. Reading is to the mind as exercise is to the body. When you read for an hour each day, this will translate into about one book per week. One book per week will translate into about fifty books per year. Fifty books per year will translate into 500 books over the next ten years. Since the average adult reads less than one book per year, when you begin reading one hour per day, this alone will give you an incredible edge in your field. You will become one of the smartest, most competent, and highest-paid people in your profession by simply reading one hour each day.
The second key to lifelong learning is for you to listen to audio programs, especially in your car as you drive from place to place. The average person sits in his or her car 500 to 1000 hours per year. This is the equivalent of twelve to twenty-four 40 hour weeks. Or as much as three to six months of working time that you spend in your car. This is the equivalent to one to two full time semesters at university. Turn your car into a learning machine. Turn it into a university on wheels. Never let your car motor be running without an educational audio program playing. Many people have become millionaires through the miracle of audio learning. This is why audio learning is often called the greatest breakthrough in education since the invention of the printing press.
A third key to lifelong learning is for you to take every course and seminar you can possibly find that can help you to be better in your field. The combination of books, audio programs, and seminars will enable you to save hundreds of hours and thousands of dollars and many years of hard work in achieving the same level of financial success. Many people have actually become millionaires as the result of a single book, a single audio program, or a single seminar.
Make a decision today to become a lifelong learner. You will be amazed at the effect it has on your career.
Saturday, May 29, 2010
Success secret number six:
develop a workaholic mentality.
All self-made millionaires work hard, hard, hard. They start earlier, they work harder, and they stay later. They develop the reputation for being amongst the hardest working people in their fields, and everybody knows it.
Practice the 40+ formula. This formula says that you work 40 hours per week for survival. Everything over 40 hours is for success. If you only work 40 hours, and the average work week today is closer to 35 hours, all you will ever do is survive. You'll never get ahead. You'll never be a big financial success. You'll never be highly respected and esteemed by your colleagues. You will always be mediocre if you just work the basic 40 hour week.
But every hour over 40 is an investment in your future.
In fact, you can tell where you're going to be in five years by looking at how many hours over 40 you put in every week. The average self-made millionaire in America today works 59 hours per week and some of them work 70 and 80 hours per week. The average self-made millionaire in America works six days per week rather than five and works longer days, as well. If you want to call a self-made millionaire, phone the office before normal working hours and after normal working hours. The self-made millionaire is usually there when the staff arrives and is still there when they leave.
And here's the key: work all the time you work. When you work, don't waste time. When you get in early, put your head down and get started immediately. When people want to talk to you, you excuse yourself and say, “I have to get back to work.” Don't drop off your dry cleaning, phone your friends, socialize with your coworkers or read the newspaper. Work all the time you work. Resolve today to develop the reputation for being the hardest working person in your company. This will be bring you to the attention to the people who can help you faster than almost anything else you can do.
===================================================================staying a little longer
work efficiently
work progressively
be proactive
get results
Thursday, May 27, 2010
from 21millionairesecrets.com
Success secret number five:
commit to excellence.
Resolve today to be the very best at what you do. Set a goal for yourself to join the top 10% in your field, whatever it is. This decision to become very, very good at what you do, can be the turning point in your life. There are no successful people who are not recognized as being extremely competent in their chosen fields. Remember, no one is better than you and no one is smarter than you. And everyone who is at the top 10% today started off in the bottom 10%. Everyone who is doing well was once doing poorly. Everyone who is leading their field was at one time in another field altogether. And what someone else has done, you can do as well.
Here's a great rule for success: your life only gets better when you get better. And, since there's no limit on how much better you can become, there is no limit to how much better you can make your life.
Your decision to become excellent at what you do, to join the top 10% in your field, can be the turning point in your life.
It can be the key to great success. This decision is also the foundation of high levels of self-esteem, self-respect, and personal pride. When you are really good at what you do, you feel wonderful about yourself. The quality of your work affects your entire personality and all your relationships with other people. You feel terrific when you know that you are at the top of your field.
Here is one of the most important questions you will ever ask and answer for the rest of your career: what one skill, if you developed and did it in an excellent fashion, would have the greatest positive impact on your life? You see, you can't become good at everything overnight, but you can identify the one skill that can help you the most right now, and then throw your whole heart into developing that skill. Set it as a goal. Write it down. Set a deadline. Make a plan and work on becoming better in that area every single day. You will be absolutely amazed at the difference this commitment to excellence will make in your life. This alone can make you a self-made millionaire in the course of your career.
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The one skill that I could develop to become excellent would be interpersonal relationship building. A key part of my work life and my volunteer life is managing my own emotions and seeing and responding to situations with an objective viewpoint. I want to be able to take myself to the balcony and see things as they really are at the time. This will allow me to choose my words and my next steps wisely!
Wednesday, May 26, 2010
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Success secret number four: do what you love to do.
This is one of the great secrets of financial success. This is also one of your primary responsibilities in life. It's to find out what you really enjoy doing, what you have a natural talent for, and then to throw your whole heart into doing that very, very well. Self-made millionaires are those who have found a field where their natural strengths and abilities are exactly what is required to do the job and achieve the results desired. Most self-made millionaries say that they've never worked a day in their life. You must find a field in which you can do be totally absorbed.
A job or area of endeavor that completely fascinates you, that holds your attention. That is a natural expression of your special talents and abilities. When you are doing what you love to do, you seem to have a continuous flow of excitement, energy, and ideas to do what you do even better.
Here are two questions for you. Number one, if you won a million dollars, tax-free, tomorrow, would you continue to do what you are currently doing? And number two, would you stay at your current job? These are great questions. They simply ask you what you would do differently if you had all the time and money you needed and you were free to choose your occupation. Self-made millionaires, if they won a million dollars in cash, would continue doing what they are doing. They would only do it differently or better or somewhere else. But they love their work so much that they wouldn't even think of leaving it or retiring. Perhaps the greatest responsibility of adult life, when you are surrounded by so many different choices of occupation and activity, is for you to find out what it is that you really love doing and then to dedicate yourself to that field. And no one else can do it for you.
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If I won $1,000,000 tax free tomorrow, I most definitely would not continue what I am doing on a full-time basis and I would not be upset if the job disappeared.
What I would continue to appreciate about this job is how I am able to focus for a large period of time on whatever I choose to investigate, or write about, etc...
It is very likely, I would invest my million in real estate to generate a lifetime of passive cashflow. I would love flipping houses if I felt like it or choosing great buildings as rental properties and learning whatever I could about that kind of thing.
I would also most certainly to continue volunteering and philanthropic pursuits which generated interest, positivity and a new way of approaching issues in society.
A part from that, I would give it a go at writing - probably from many different approaches - children's verse, comedic verse etc....
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Success secret number three: see yourself as self-employed
from 21millionairesecrets.com
Stop complaining about things in your life that you're not happy about. Refuse to criticize other people for anything. You are responsible. If there's something in your life that you don't like, it's up to you to do something about it. But you are in charge.
The top three percent of Americans see themselves as self-employed, no matter who signs their pay cheque.
The biggest mistake you can ever make is to ever think that you work for anyone else other than yourself. You are always self-employed.
You are always the president of your own personal services corporation, no matter where you might be working at the moment. When you see yourself as self-employed, you develop the entrepreneur mentality. The mentality of the highly independent, self-responsible, self-starting individual. Instead of waiting for things to happen, you make things happen.
You see yourself as the boss of your own life. You see yourself as completely in charge of your physical health, your financial well-being, your career, your relationships, your home, your car, and every element of your existence. This is the mindset of the truly excellent person.
Self-responsible people are intensely result-oriented. They take high levels of initiative. They volunteer for assignments and they're always asking for more responsibility. As a result, they become the most valuable and respected people in their organizations.
They continually prepare themselves for positions of higher authority and positions in the future. And you should do the same.
Here's a question for you: if you were president for a day in your company, or were completely responsible for results where you work, what one change would you enact immediately? Whatever it is, write it down, make a plan, and begin on it today. This decision alone could change your life.
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If I were president for a day at work, I would have a lot to learn at first, but I would begin talking and interacting with my people at every level immediately. However, if I was OIC in my current office, I would begin addressing operational concerns and set up a format to this quickly - all concerns would be handled as efficiently as possible.
If I were president for a day at my PTA, the 1st change I would enact is organization.
I would plan out my events for the year.
Following this with organizing the available space for the PTA - shelving, bins, etc...
Then I would begin delegating duties. The workload would be shared as much as possible - nobody would feel overwhelmed.
organization, delegation, goal-setting, follow-through
Monday, May 24, 2010
step two - achieving my future life
develop a clear sense of direction
you become what you think about most of the time and how you think about it
Successful people think about their goals most of the time. As a result, they are continually moving toward their goals and their goals are moving toward them.
Whatever you think about most of the time grows and increases in your life. If you're thinking and talking and visualizing your goals, you tend to accomplish far, far more than the average person, who is usually thinking and talking about their worries and problems most of the time.
“Goals May 24, 2010”
Here is what I would like to achieve over the next twelve months.
- I earn $150, 000 a year
- I am single. I have a beautiful home in a great neighbourhood for my kids, they are delighted we moved.
- I drive an SUV, my current car and I have a convertible for nice days.
- I weigh 140 pounds. I look awesome.
- I volunteer for my community and have achieved fantastic results in my endeavours.
- I inspire my children and they inspire me.
- I see my extended family regularly.
- I enjoy fantastic vacations with my kids - the first of which is the 4 of us spending a week in Disney.
- I have a lot of money in the bank.
- I donate in one year more than I have ever made in a year.
- I am financially responsible. My information is in order. My taxes are up to date. I have a well-assembled financial portfolio. I pay my bills as soon as they arrive. They are not a problem for me. I receive large cheques from the real estate lawyer's office.
- I have sold the family home on High Street for considerable profit. I renovated it and flipped it out and Paul and I walked away in awesome financial shape. He's happy, I'm happy. We have both moved on.
- I have made money writing and editing for others. This is work I complete while at my current job at CG, where I am also paid my base salary.
- I have reinvested and flipped 2 more homes since High Street. I have earned in 12 months a total of $150,000.00 from all income sources. I have donated $15,000 to causes I feel strongly about - including projects I have created and pushed which benefit my community and the young people in my community.
- I no longer have credit card debt. I have discovered that I have a real knack for working with people to solve real estate issues that benefit all parties. People feel happy to have found me and are more than happy to pay me.
- I have a great team around me, including agents, brokers, cleaners, lawyers, accountants, bankers.
day one of the plan for my future life
Just finished the first lesson of 21millionairesecrets.com
Essentially dream big dreams.
If I allow myself to imagine and fantasize about the kind of life I would like to live and the kind of money I would like to earn and have in my bank account, I generally start with babysteps. I give myself permission to allow better things to happen on a marginal basis, because they seem more plausible.
“You have to have a dream if you want to make a dream come true.”
Imagining that I have no limitations on what I can be, have, or do in life. I have all the time, all the money, all the education, all the experience, all the friends, all the contacts, all the resources and everything I need to achieve anything I want.
Practice “back from the future” thinking.
Project yourself forward five years in your mind's eye.
5 years from now, my perfect life includes my children around me on a regular basis. Our times together are very happy. We travel together, taking cruises, visiting interesting and fun places. My work is wherever I am - I write a lot and I love it. I also exercise my artisitic and creative mind. I earn millions. In the bank, I look like a lottery winner - there is literally millions in available cash and I have even more in assets. I have homes in my favorite places around the world. I have indoor pools, hottubs, outdoor pools, private tennis courts, squash courts, home theatres. I have good friends and family within reach at all times.
Dreaming big dreams improves your self-concept and increases your level of self-confidence. Dreaming increases your personal level of self-respect and personal happiness.
If I were absolutely guaranteed of success in any one thing in life, large or small, short term or long term, what would it be?
What one great thing would I dare to dream if I knew I could not fail?
If I knew I could not fail, I would be a real estate mogul - understanding how to work within the legal parameters to allow others to achieve their real estate dreams, all while creating my own wealth as well.
I would have begun at the beginning with a first investment property. I would have cleaned up my credit and debt load, using my current assets to finance a better future. I will have freed my self financially from my common-law spouse. I will be very in control of my finances, keeping impeccable records. I will have completed several unbelievably motivating and educational real estate courses. I will have used my current job situation to create my new lifestyle to the point that I no longer require to work there. I will have met someone who complements me beautifully, successful and well-managed in his own life, loves to travel with me, great with my kids and they think he's wonderful, creative and goal-minded. Paul and I would have long since separated and the separation would have proven to be mutually beneficial. His life has come together as well. All the things we both feared have beared no fruit and we have found our freedom has motivated us to be the people we were meant to be. My perfect life has morning and evening swims, wine in the evening on the deck, a lovely man to date,meals prepared for me and my children. My work and creative endeavours are well-received. I love to do things. I have better and better ideas every day. I'm positive, in love and I feel good. People are happy to know me and I am happy with how I am turning out.
Dreaming big dreams is the starting point of financial success
and becoming a self-made millionaire.